3 Things to Consider When Buying a Home in Norwich

It should come as no surprise that properties throughout the UK have seen major increases in pricing when listed for sale. Part of this is a shortage of developed domiciles and another factor is the economy. Even so, there is no need to jump into a buyer’s contract before having a property valuer’s assessment done to validate the asking price. You may find that some homes are priced so far above relative values in certain areas that getting a home loan might be next to impossible. Instead of spinning your wheels and wasting time, consider the following three things to consider when buying a home in Norwich.

1. Get an Accurate and Honest Valuation

As an interested buyer, the first thing you may want to do is contract a House surveyor in Norwich to conduct a building survey to determine the actual worth of the home. Both buildings surveyors and property surveyors would help to determine the actual value of the home, any structures on the property as well as the actual valuation of the land. A homebuyer survey is an absolute must because, as mentioned above, the actual value of the home and grounds can make a huge difference on such things as mortgage loans and the amount of insurance you can carry to protect your investment.

2. Exact Survey of the Grounds

It is also important that you contract only chartered surveying services such as RICS surveying. A home buyer’s survey necessarily includes a detailed report from a property surveyor because the land is factored into the selling price. If the home is also bounded by other homes on any side, an exact location of your property lines is imperative. Things like huge trees with roots jutting up onto your property, or vice versa can cause huge lawsuits over time. Knowing where the property begins and ends along with any easements is a prime consideration.

3. Planning Permission

Here is something else you may want to think about. Perhaps you have plans to do something with the land or maybe even have outbuildings erected with utilities running to them. Some families buy property with land so that they can expand over time with buildings like mother-in-law quarters or a home office. Talk to the surveyor RICS sends out to see exactly how to go about getting planning permission, should it be needed in the future, and if there are any known issues you might encounter with Nutrient Neutrality regulations for any additions you may have in mind.

While the current valuation and asking price are important, so too are things you’d like to do with your home and land going forward into the future. So many homebuyers neglect to question any regulations that might prohibit future additions or development so that when they get ready to build or amend, they are taken by surprise when their planning permission is denied. There is much to buying a home, so take the time to carefully look at cost now in terms of what you can do moving forward. What you do today can save you headaches in the future.

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